Coverage Options for Retirees Under Age 65
Welcome to your resource for understanding employer-sponsored retiree health insurance. As you transition into retirement, maintaining affordable and reliable health coverage is essential. This section provides clear information on the health insurance options available to retirees, including plan types, monthly premium rates, and eligibility criteria—helping you make informed choices about your healthcare in retirement.
2025 KCTCS Retirees Under 65
| Single | Parent Plus | Couple | Family | Family Cross Reference | |
|---|---|---|---|---|---|
| LivingWell CDHP | $0 | $338.52 | $935.48 | $1147.32 | $137.90 |
| LivingWell PPO | $0 | $371.36 | $1,032.58 | $1,236.74 | $177.24 |
| LivingWell Basic CDHP | $0 | $333.76 | $962.00 | $1,168.84 | $156.36 |
| LivingWell HDHP | $0 | $309.44 | $891.94 | $1,083.72 | $144.96 |
* Contribution is per person
Add $40 to each of the above premiums if the required LivingWell Promise was not completed.
Documents
Disclaimer Statement:
Carriers, plan details, rates, benefit levels, participant contributions, and other offerings made available through the 403(b)-retiree health trust are subject to change from year to year. The structure of the retiree health program does not guarantee eligible participants the same benefits, rates, or contribution levels each year. Benefits, rates, and contribution levels are approved by the KCTCS Board of Regents for each plan year.
